Richard Thomas Higgins

CRD 1752167 · Merrill Lynch, Pierce, Fenner & Smith Incorporated · Worcester, MA

IA RegisteredBroker

Registration & licensing

As recorded in SEC IAPD / FINRA BrokerCheck

Broker-dealer registration: Active
Investment adviser registration: Active
Exams passed (5): SIESeries 7Series 6Series 65Series 63
Registered states (19): Alabama · Arizona · California · Connecticut · Florida · Georgia · Indiana · Maine · Maryland · Massachusetts · New Hampshire · New York · North Carolina · Ohio · Pennsylvania · Texas · Vermont · Virginia · West Virginia
Years in the industry (source record): 38
Professional designations: Not yet retrieved from the source record

Disclosures

Copied from the official record

No disclosure events are flagged in the source record as of Aug 20, 2026.

This reflects our copy of the record on that date only. Confirm the current position on FINRA BrokerCheck ↗ or SEC IAPD ↗.

Current firm

From the firm record

Firm: Merrill Lynch, Pierce, Fenner & Smith Incorporated
Firm CRD: 7691
SEC number: 801-14235
Assets under management: $1.8T as of Jun 29, 2026
Website: www.merrilledge.com/GUIDED-INVESTING ↗
Phone: 800-637-7455
Firm location: New York, NY, 10036

Employment history (9)

From the source registration record · current first

Merrill Lynch, Pierce, Fenner & Smith IncorporatedCurrent
Worcester, MA · IA capacity

start not retrieved → present
Merrill Lynch, Pierce, Fenner & Smith IncorporatedCurrent
Worcester, MA · BC capacity

start not retrieved → present
Banc Of America Investment Services, Inc.
Worcester, MA · IA capacity

Mar 25, 2005 → Oct 23, 2009
Banc Of America Investment Services, Inc.
Worcester, MA · BC capacity

Oct 20, 2004 → Oct 23, 2009
Quick & Reilly, Inc.
New York, NY · BC capacity

Mar 24, 2004 → Oct 20, 2004
Mml Investors Services, Inc.
Springfield, MA · BC capacity

May 24, 1991 → Jul 29, 2004
The Lincoln National Life Insurance Company
Fort Wayne, IN · BC capacity

May 12, 1989 → Jul 29, 1992
Lincoln Financial Advisors Corporation
Fort Wayne, IN · BC capacity

May 12, 1989 → Mar 28, 1991
John Hancock Distributors, Inc.
BC capacity

Dec 24, 1987 → Jun 2, 1989

Source & corrections

Where this page comes from

Advisor registration data on this site is reproduced from the SEC's Investment Adviser Public Disclosure (IAPD) system and FINRA's BrokerCheck. Those systems are the official records; this site is not. We do not alter the factual content of the records we reproduce.

SEC IAPD record for CRD 1752167 ↗ FINRA BrokerCheck record for CRD 1752167 ↗ BrokerCheck Terms of Use ↗ Report a data error on this page →

Data compiled Aug 20, 2026. Source: BROKERCHECK. Your use of BrokerCheck data reproduced here is subject to FINRA's Terms of Use.

Preview release — partial coverage. This is a public-records lookup tool, not investment advice, not a recommendation, and not an endorsement of any advisor. Registration status shown here is a copy of a government record and may be out of date; always confirm against SEC IAPD and FINRA BrokerCheck before acting.