Howard Scott Krutoy

CRD 2191149 · Merrill Lynch, Pierce, Fenner & Smith Incorporated · New York, NY

IA RegisteredBroker

Registration & licensing

As recorded in SEC IAPD / FINRA BrokerCheck

Broker-dealer registration: Active
Investment adviser registration: Active
Exams passed (5): Series 66Series 63SIESeries 7Series 6
Registered states (2): Arizona · California
Years in the industry (source record): 33
Professional designations: Not yet retrieved from the source record

Disclosures

Copied from the official record

No disclosure events are flagged in the source record as of Aug 20, 2026.

This reflects our copy of the record on that date only. Confirm the current position on FINRA BrokerCheck ↗ or SEC IAPD ↗.

Current firm

From the firm record

Firm: Merrill Lynch, Pierce, Fenner & Smith Incorporated
Firm CRD: 7691
SEC number: 801-14235
Assets under management: $1.8T as of Jun 29, 2026
Website: www.merrilledge.com/GUIDED-INVESTING ↗
Phone: 800-637-7455
Firm location: New York, NY, 10036

Employment history (11)

From the source registration record · current first

Merrill Lynch, Pierce, Fenner & Smith IncorporatedCurrent
Chandler, AZ · BD capacity

Jun 1, 2015 → present
Merrill Lynch, Pierce, Fenner & Smith IncorporatedCurrent
Chandler, AZ · IA capacity

start not retrieved → present
Merrill Lynch, Pierce, Fenner & Smith IncorporatedCurrent
New York, NY · BC capacity

start not retrieved → present
Financial Engines Advisors L.L.C.
IA capacity

Feb 18, 2014 → Feb 13, 2015
Usaa Financial Planning Services
IA capacity

Mar 11, 2008 → Dec 12, 2013
Usaa Financial Advisors, Inc.
BD capacity

Dec 6, 2007 → Dec 12, 2013
Charles Schwab & Co., Inc.
BD capacity

Oct 16, 2006 → Dec 17, 2007
Charles Schwab & Co., Inc.
BD capacity

Oct 26, 1999 → Nov 29, 2004
Joseph Charles & Assoc., Inc.
BD capacity

Apr 12, 1994 → Aug 1, 1994
Lawson Financial Corporation
BD capacity

Feb 21, 1994 → Apr 11, 1994
Simmers Capital Management Corporation
BD capacity

Apr 28, 1993 → Sep 23, 1993

Source & corrections

Where this page comes from

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SEC IAPD record for CRD 2191149 ↗ FINRA BrokerCheck record for CRD 2191149 ↗ BrokerCheck Terms of Use ↗ Report a data error on this page →

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